Four buckets, any pay cycle
Saving, Debt Repayment, Discretionary and Fundamental. Enter items weekly, fortnightly, monthly, quarterly or yearly — everything is converted to monthly equivalents automatically.
Edit like a spreadsheet
No edit modes or forms. Click any cell — a label, an amount, a rate — and type. Every total, chart and ratio recalculates as you do, and it all autosaves.
Payday transfer sheet
The allocation table rolls your whole budget up by account: exactly how much to move where, every payday — per fortnight, per month, and as a share of income.
Linked forecasting
Point a saving at Stocks or a payment at a credit card and watch the projection: growth with compounding, debts with interest and a payoff date. Each account gets its own rate and target.
KPIs that teach
Savings rate, emergency cover, debt-to-income and more — each with a benchmark, a status, and a plain-English line on why it matters. The 50/30/20 rule, live on your numbers.
Progress to target
Set a net-worth target and watch the bar fill as assets grow and debts shrink. See the exact dollars to go, and the month you'll cross the line at your current pace.